VA offers a number of loan services to eligible veterans, some military personnel, and certain surviving spouses.  

• Guaranteed Loans:  VA can guarantee part of a loan from a private lender to help you buy a home, a manufactured home, a lot for a manufactured home, or certain types of condominiums. VA also guarantees loans for building, repairing and improving homes.
• Refinancing Loans: If you have a VA mortgage, VA can help you refinance your loan at a lower interest rate. You may also refinance a non-VA loan.
• Special Grants: Certain disabled veterans and military personnel can receive grants to adapt or acquire housing suitable for their needs.

Time Limits: There is no time limit for a VA home loan.

• Service members, veterans, reservists, and unmarried surviving spouses may be eligible
  
• Individual is responsible for loan, not the VA
• VA can hold veteran responsible for any liability that the VA incurs
• Can be used for purchase of home, apartment building (up to 4-units), condominium, and more 
  (If apartment building, MUST occupy one of the apartments)
• Restrictions apply on mobile homes
• Restrictions apply on home construction, repairs

May be available for spouses of deceased veterans who have not remarried.